Pradhan Mantri Garib Kalyan package renewed for 180 days from 26th April

On 26th April, 2021 the Department of Health and Family Welfare, Government of India renewed the ‘Pradhan Mantri Garib Kalyan’ package which provides insurance to health care workers fighting COVID-19. Some of the features of the scheme have been detailed below-

Scheme is applicable when-

1. Loss of life due to COVID-19

2. Accidental death on account of COVID-19 duty

Scheme is applicable to-
Public healthcare providers including community health workers, who may have to be in direct contact and care of COVID-19 patients and who may be at risk of being impacted by this.

Private hospital staff and retired /volunteer /local urban bodies/ contracted /daily wage /ad-hoc/outsourced staff requisitioned by States/ Central hospitals/ autonomous hospitals of Central/ States/UTs, AIIMS and INIs/ hospital of Central Ministries can also be drafted for COVID 19 related responsibilities.

Private persons are those who are engaged by both public & private health care institutions/organization through an agency and were deployed /drafted for care and may have come in direct contact of the COVID-19 patient (with the proof that the service of the agencies were engaged by the institution/organization). 

Benefits arising from the scheme-

INR 50 lakhs will be paid to the claimant of the insured person. The benefit/claim under this policy is in addition to the amount payable under any other policies.

Documents required-

1. Claim form duly filled and signed by the nominee/claimant.

2. Identity proof of Deceased (Certified copy)

3. Identity proof of the Claimant (Certified copy)

4. Proof of relationship between the Deceased and the Claimant (Certified copy)

5. Laboratory Report certifying having tested Positive for COVID-19 (in Original or Certified copy)

6. Death summary by the Hospital where death occurred (in case death occurred in hospital) (Certified copy).

7. Death Certificate (in Original)

8. Certificate by the Healthcare Institution/ organization/ office that the deceased was an employee of /engaged by the institution and was deployed/drafted for care and may have come in direct contact of the COVID-19 patient. For community health care workers, the Certificate should be from Medical Officer of Primary Health Centre (PHC) that ASHA/ASHA Facilitator was drafted for work related to COVID-19.